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The benefit of having a card like this is being able to use it for major purchases, paying it off over time, and avoiding any interest charges because you are paying off the balance before the promotional term (deferred interest) expires. You can't do that with a regular credit card. If you want a card to make frequent purchases with and plan on paying off the balance at the end of the month, you're much better off with a regular credit card. |
- Get a $50 Amazon.com Gift Card instantly upon credit card approval*
- Get rewarded for every purchase, including 3% Back at Amazon.com*
- Learn more about how you can start earning 5% Back at Amazon.com
- Exclusively for customers with an eligible Prime membership
- Get a $70 Amazon.com Gift Card instantly upon credit card approval*
We use this card for everything and pif every couple of weeks. Gotten hundreds of dollars cash back. It serves its purpose well. |
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great experience. This is my first credit card with no back history and was given with a start credit of $750. My Fico was in the low 500 and since I make my payments on time and do not use over $400 a month I've gotten up on my Fico score to over 640 in less than 5 months. I recommend the card to anyone that wants to start there credit history. |
It's a good card, with no "realistic" spending limit.
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